Get the Required Finances in Order
The financial standing of a person intending to own a home will dictate every aspect of home ownership in the beginning. Factors such as the size of the home, the amount to be paid each and every month, etc., will depend on a person’s financial standing. In order to own a dream home, the best method will start by going through credit reports of the home owner and his partner, if applicable, then look for ways that would improve the score and rectify any past issues that concern the credit. The next step is to create a detailed plan that would be used to keep an excellent credit in a tip-top shape or for making any repairs to the home. Home costs have to be analyzed and areas of great interest such as the size of the house can be determined to know the type of down payment needed. During this process, it is important to keep in mind the fact that the more money is put down, the lower the monthly payment will be done, and therefore, the more you are able to afford, the better the interest rate you will be given. Once a down payment is made, based on the industry standard of 20%, an approval for a loan should be obtained.
Choosing the Right Neighborhood
Location of a home is everything, even in situations where the visions of a dream home are filled with things like crown molding and bay windows and not issues such as closeness to the school district. The painting of the home, interior of the house and addition of rooms can always be done, however, moving a home to a better area is impossible. One of the important things to do is to determine the distance you are willing to live from work, there are people that are content with the shortest commute possible, while other people like the feeling that their home is separate from their work. We talked with Advanced House Plans who added, “A decision should be made on whether living a city life is better, living in rural areas or in the suburbs. Once the neighborhood area is in mind, take the time and drive through them several times of the day and over the month to check for restaurants and stores and get a feeling of what it is to have them in that location.”
Decorating the Home
A house will only be a home if it has a personal tough, and not how beautiful the home is, therefore, it is advisable to avoid the desire of completely decorating the dream home from the time you get the keys to the home. Large choices made on matters such as paint colors to be used, curtains for the house and other finishes that will be needed. Other small features like the perfect flower bed, ideal arrangements that will be used for artwork in the home stairway and other small touches that can be done on the living room can be done best over time after living in the house and finding out what really speaks of you. For instance, a set of landscape photos that is found online can be hung around the home’s hallway to make the home beautiful, on the other hand, finding each of the pieces of the pictures at a time, each of the pictures you love can be interesting and more of a personalized issue. And thus it will be more fitting if the pictures are found and put on the dream home as compared to having a one-shot-and-one done style of decorating done to the dream home.
Links
http://homeguides.sfgate.com/make-dream-home-reality-67519.html
http://www.popsugar.com/home/Dream-Home-Decorating-Inspiration-36775411
